When looking to insure your farm operations or hobby farm, the coverage you need will be different from the coverage of a typical homeowner.
Today's farmowners policies are extremely flexible. These policies can be tailored to fit specific needs of each individual farm or hobby farm. A farmowners policy can be written as simple as covering a home with a few acres, outbuilding, tractor, or a couple of horses. A farmowner policy can be specifically tailored to address the exposures of a several acre farming operation with many head of livestock.
Common exposures that can be insured under these flexible farmowners policies include multiple locations, rental property, mobile homes, tools and machinery, horses, cattle and other livestock, hay, grain, feed and other supplies. ATVs, snowmobiles, watercraft guns, fine arts, and jewelry can also be coverage written under this type of policy.
Why do I need Business Insurance?
The success of a business, whether it is a small enterprise run out of your basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all effort and money you have invested in a business, does not disappear, is to protect it with the appropriate insurance to safeguard against disasters.
Vergas Insurance Agency, LLP